Fraud Analyst

Description

Do you have a passion for helping others?

Do you thrive in a lively, supportive, and community-focused workplace?

Do you appreciate the unique roots of our organization? Yes, we started in the Olympia Brewery even though we serve all of 

Washington today. Want to be part of something special?

If you’re nodding along, then we want to hear from you!

O Bee Credit Union is hiring a Fraud Analyst to join our amazing team in our Fraud Department. This is a full-time role that plays a vital part in supporting our mission, our Members, and our one-of-a-kind company culture.

What You’ll Do

As our Fraud Analyst, you’ll be responsible for detecting, researching and preparing documentation related to investigations of fraud and suspicious activity. Investigations may pertain to various types of activities including, deposit fraud, loan fraud, card fraud, identity theft, vulnerable adult/elder abuse, scams, account takeovers, violations of the Bank Secrecy Act including money laundering, and any other types of illicit activity.

Responsibilities

• This position is required to perform all responsibilities in accordance with Credit Union policies and procedures as well as regulatory state and federal requirements. 
• Maintain a thorough and current knowledge of all laws and regulations pertaining to financial crimes including the Bank Secrecy Act, OFAC requirements, the USA PATRIOT Act, and related fraud laws such as Regulation E and state laws (RCWs). 
• Monitor and respond to suspicious activity and fraud communications from other departments, branch employees, members, other financial institutions, and law enforcement. 
• Must be willing and able to interview case subjects, victims and witnesses of fraud or other financial crimes. Conduct conversations with members in a manner that balances both service and risk. 
• Investigate, document, and resolve complex fraud and suspicious activity cases. Prepare and write Suspicious Activity Reports (SARs) as needed and meet filing deadlines. 
• Complete in-depth Enhanced Due Diligence (EDD) reviews of high-risk accounts according to federal “Know Your Customer” (KYC) guidelines. 
• Provide ongoing analysis of fraud detection systems to determine emerging trends and provide recommendations to assist in loss mitigation. 

What Desired Qualifications You’ll Bring

• High School Diploma or GED (required).
• Associates degree or equivalent work or educational experience preferred.
• One year of financial institution experience and/or financial crimes investigations experience. 
• One year of deposit institution experience preferred. 
• Anti-money laundering certification preferred.

Skills That Shine

• Excellent verbal and written communication skills displaying an attention to detail 
• Excellent organizational and problem-solving skills 
• Ability to multitask and prioritize based on due dates and potential risks to the Credit Union 
• Ability to handle a fast-paced work environment 
• Ability to analyze errors and take appropriate corrective action 
• Proficient spreadsheet and word processing experience 
• Familiarity with regulations, policies, and procedures for the financial services industry 
• Able to work independently and in a team environment 

Why You’ll Love Working Here

Our organization is deeply rooted in the communities we serve, and we take pride in being a part of local events like parades, festivals, and music celebrations. We also offer a competitive benefits package, including:

• Employer-paid medical, dental, and vision insurance options
• 100% 401(k) match up to 4% of your salary
• Tuition reimbursement
• Charitable Volunteer Hours
• Incentive pay for achieving individual or company goals 
• A  vibrant, inclusive, and people-first workplace culture

The Details

• Location: Administration Building, Lacey, WA
• Pay range: $23.61-$35.42 and is dependent on experience. 
• Recruitment will remain open until the position is filled
• Applications submitted without a resume will not be considered

Let’s brew something great together. Apply today and be part of something meaningful at O Bee Credit Union.

O Bee Credit Union provides equal employment opportunities to all employees and applicants for employment without regard to race, color, religion, gender, sexual orientation, gender identity, national origin, age, disability, genetic information, marital status, amnesty, or status as a covered veteran.