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Senior Software Engineer - job 1 of 4

EarnIn is a pioneering company in earned wage access, committed to providing real-time financial flexibility without fees or interest. We're seeking a Senior Backend Engineer with a full stack mindset to develop Kotlin-based services and enhance user-focused platforms for millions of members.

Skills

  • 5+ years software engineering with backend focus.
  • Strong expertise in Kotlin for backend development.
  • Experience with microservices and event-driven models.
  • Competency in designing REST and gRPC APIs.
  • Proficient in SQL databases and performance tuning.
  • Knowledge of distributed system monitoring and failure handling.
  • Familiarity with CI/CD and production deployment workflows.
  • Good communication and mentorship abilities.
  • Exposure to frontend/mobile integration is a plus.
  • Interest or experience with AI tools and backend languages like Go, C#.

Responsibilities

  • Design and develop Kotlin-based backend services supporting key user-facing features.
  • Break down complex requirements into scalable service architectures.
  • Build and maintain asynchronous workflows including messaging and queue processing.
  • Design and implement REST/gRPC APIs and data contracts for mobile and web clients.
  • Collaborate closely with frontend, mobile, product, and design teams to ensure platform cohesion.
  • Own service reliability, observability, and performance in production.
  • Write clean, maintainable, and well-tested code integrating into CI/CD pipelines.
  • Participate in incident response and root cause analysis.
  • Mentor other engineers and contribute to architecture discussions.
  • Engage across teams to align technical solutions with business needs.

Education

  • Bachelor's degree in Computer Science or related field preferred.

Benefits

  • Competitive base salary plus equity.
  • Fully remote work environment.
  • Opportunity to work with cutting edge AI and technology.
  • Mentorship and leadership role within engineering.
  • Inclusive and diverse company culture.
To read the complete job description, please click on the ‘Apply’ button
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Ram Palaniappan
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Average salary estimate

$207000 / YEARLY (est.)
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$186300K
$227700K

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Earnin’s mission is simple: we’re building a financial system that works for people. That means that we exist to create products centered on helping people rather than on maximizing profits or serving the interests of banks, corporations, or the v...

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BENEFITS & PERKS
Dental Insurance
Vision Insurance
Flexible Spending Account (FSA)
Family Medical Leave
Paid Holidays
FUNDING
SENIORITY LEVEL REQUIREMENT
TEAM SIZE
SALARY RANGE
$186,300/yr - $227,700/yr
EMPLOYMENT TYPE
Full-time, remote
DATE POSTED
July 10, 2025
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