Liability Claims Adjuster

Job Summary:

Investigate, coordinate, evaluate, and negotiate General Liability claims presented by insureds or claimants. This includes, but is not limited to, evaluating and verifying coverage, evaluating legal liability, communicating with Insured’s, Claimants, Attorneys and Independent Adjusters. It also includes file documentation, negotiating settlements within authority and taking the action necessary to bring all assigned files to a reasonable resolution. Strong multi-jurisdictional adjusting experience preferred. This position will have a full pending count upon completion of training. This position is remote and requires the ability to work independently and manage time.

Key Responsibilities

• Ensure that claims handling is conducted in compliance with applicable statutes, regulations, and other legal requirements, and that all applicable company procedures and policies are followed. 

• Interview insureds, claimants, witnesses, take recorded statements and investigate loss details as required.

• Adjust complex injury claims.

• Review police reports, lease agreements, releases, Proof of Loss, etc.

• Confirm and evaluate coverage, including coverage dates and appropriate limits, terms and conditions, insuring agreements, etc. Document the file relative to the coverage analysis and prepare any coverage position letter required (i.e. Denial, Tender Letter, etc.).

• Analyze and interpret medical reports, review medical bills, and formulate settlement evaluations.

• Review reports from adjusters and/or appraiser and evaluate, make judgments, and formulate action plans to carry claim to final disposition.

• Evaluate all key components of the claim and formulate plan to carry file to conclusion. This includes applying appropriate coverage application, liability analysis, Injury/Damage analysis, settlement value range and action plan to resolve the file.

• Sets reserves within authority or makes claim recommendations concerning reserve changes to next level manager.

• Negotiate claim to conclusion with the insured, the claimant, or legal representatives, as needed.

• Secure all required closing documents from the insured, claimant, lien holder or other parties as needed.

• Ensure Claims payments are issued in a timely and accurate manner.

• Identify files with subrogation potential and refer files to Subrogation Representative for evaluation and pursuit of potential subrogation claim.

• Document file activity notes and prepare written reports and letters as required.

Qualifications

• Minimum 2-5 years claims experience or equivalent combination of education and experience.

• Candidate with Commercial General Liability experience is required.Bachelor’s Degree in Business, Accounting, or related experience preferred.

• Adjuster’s License required.  Additional adjuster’s licenses may be needed within six months of hire.

Disclosure required under applicable state or municipality regulations: The expected salary range for this position is $60,000-$70,000 and will be impacted by factors such as the successful candidate’s skills, experience and working location, as well as the specific position’s business line, scope and level. HUB International is proud to offer comprehensive benefit and total compensation packages which could include health/dental/vision/life/disability insurance, FSA, HSA and 401(k) accounts, paid-time-off benefits, and eligible bonuses, equity and commissions for some positions

#SPG

Department Claims Management

Required Experience: 2-5 years of relevant experience

Required Travel: No Travel Required

Required Education: Bachelor's degree (4-year degree)

HUB International Limited is an equal opportunity employer that does not discriminate on the basis of race/ethnicity, national origin, religion, age, color, sex, sexual orientation, gender identity, disability or veteran's status, or any other characteristic protected by local, state or federal laws, rules or regulations.

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