Zippy was founded with one mission: to make getting a loan for a manufactured home simple, fast, and fully online. We believe modern manufactured homes are affordable, well-built, eco-friendly, and stylish, but finding a lender who understands this market can be challenging. That’s why Zippy focuses exclusively on manufactured home loans, offering a seamless, digital experience.

Headquartered in Dallas, TX, with an office in Tempe, AZ, Zippy provides home loans and insurance to manufactured home buyers throughout the United States. Our remote-first team is spread across cities like Dallas, Houston, Knoxville, Omaha, Philadelphia, Phoenix, and several other states and cities. Backed by institutional investors, we offer competitive pay, stock options, and excellent benefits. At Zippy, we pride ourselves on our commitment to finance happiness through the power of home. We are dedicated to enhancing consumers' financial outcomes and tackling the affordable housing crisis through cutting-edge technology and innovative solutions.

The Role

• Collaborate with engineering and product teams to scope and estimate work.

• Write high quality tests at various levels (unit, integration, e2e, etc…).

• Resolve complex production issues by leveraging your experience with observability tooling.

• Write technical design documents for efforts which have multiple possible solutions, highlighting tradeoffs and possible implementation approaches, and providing a recommendation.

• Communicate technical concepts to non-technical stakeholders and contribute to roadmap planning.

• Deliver high-quality, complex projects, setting engineering excellence standards.

• Act as the change you want to see by proposing new practices, technologies, and behaviors.

• Mentor team members and provide thoughtful code reviews.

• Champion best practices and give thoughtful and prompt feedback to others.

• Get to know team stakeholders and build a trusting relationship with them.

What it Takes to be Successful

Bringing a self-directed can-do attitude to this role will be critical. As a Senior Full Stack Engineer II, you will play a vital role in raising the bar of technical excellence at Zippy. We have a solid engineering foundation laid for our size and are looking for someone who can take it to the next level by applying their extensive experience, collaborative spirit, and willingness to mentor, guide, and teach, to their work. We value smart and kind individuals at Zippy who are looking to work with a great team to build great software and support an innovative business trying to make waves in the manufactured housing financing space. Here’s hoping that it’s you!

Must Haves

• 7+ years of experience in Software Engineering.

• 4+ years of experience in Ruby.

• 4+ years of experience in front-end development.

• Excellent technical writing skills.

• Excellent verbal communication skills.

• Experience with Git, AWS, Postgres, Redis, Docker, Github Actions, and Terraform.

• Production experience with one or more languages outside of Ruby and Ruby on Rails.

• Skilled in leveraging observability tooling (logging, monitoring, alerting).

• Comfortable voicing your ideas to your team and the org and mentoring other engineers.

• Works independently with a strong ability to navigate ambiguity in a proactive manner, requiring minimal supervision.

Nice to Haves

• Production experience in functional programming.

• Production experience in Python.

• Experience working in partnership with a Data team.

Please note that we are currently only hiring candidates who reside in the following states: Arizona, Connecticut, Florida, Georgia, Illinois, Indiana, Louisiana, Maryland, Michigan, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New York, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah, and Washington.

Total Rewards

At Zippy, we're passionate about creating a workplace where people love to work. We put a lot of heart into building and nurturing a company culture that not only supports our team but also inspires them to do their best work.

Our benefits and perks are always evolving, but here’s what we offer right now:

• Competitive Compensation: We offer a competitive salary with the potential for annual bonuses and variable pay, depending on your skills and experience.

• Equity for All: As a part of our commitment to shared success, all employees receive equity in the company, allowing you to share in the growth and achievements of Zippy.

• Remote Work: Enjoy the flexibility of working from home in a dynamic, remote-first environment.

• Comprehensive Health Coverage: We provide medical, dental, and vision insurance, along with company-subsidized benefits like STD, LTD, and life insurance for you and your family.

• Flexible Spending Accounts: Take advantage of medical & dependent care FSAs to help manage your expenses.

• Training & Licensing Support: We invest in your professional growth with resources for training and licensing.

• Paid Time Off: We offer generous PTO—and we encourage you to use it!

• Wellbeing Programs: Access a variety of wellbeing resources, including Headspace, Gympass+, Fetch, Spring Health, SoFi, Perkspot, Ladder, and more through our Sequoia Wellbeing Programs.

• Parental Leave: We provide paid parental leave to support you and your growing family.

• No Meeting Wednesdays: Enjoy a mid-week break from meetings to focus and recharge.

• Vibrant Slack Community: Engage with colleagues in our lively remote Slack community, featuring fun channels that connect people around shared interests like travel, pets, sports, food, and more.

• Career Growth: We believe in promoting from within, offering you opportunities to grow your career with us.

Beyond the tangible benefits:

• Core Values: At the heart of everything we do are our core values: Lead with Passion, Own It, Build a Better Way, Results Driven, and The Golden Rule. These values guide our decisions, shape our culture, and inspire us to achieve our best every day.

• Join a Growing Team: Be part of a dynamic team at a pivotal moment in Zippy’s growth, where every contribution makes a significant impact.

• Innovative Work: Collaborate with sharp, passionate teammates to tackle unique challenges in the Manufactured Housing market, positioning our product as a top-tier lending solution.

• Supportive Culture: You’ll be welcomed into a collaborative environment that fosters camaraderie, respect, and a deep sense of belonging.

• Diversity & Inclusion: We’re committed to empowering a diverse and inclusive workforce, celebrating our differences, and ensuring everyone feels safe to bring their whole selves to work.

• Inspirational Leadership: Work alongside leaders who are not only approachable but also dedicated to providing guidance, mentorship, and support to help you succeed.

• Meaningful Impact: Be part of a mission-driven team that’s making housing more affordable for everyone, helping prospective buyers secure fast and simple online loans to purchase manufactured homes. By joining Zippy you will help improve the lives of over 22 million Americans who live in manufactured homes today.

Zippy is an equal opportunity employer that is committed to diversity and inclusion. We do not discriminate based on race, color, national origin, religion, gender, gender expression, sexual orientation, age, veteran status, disability status, or marital status. If you are excited about the role but do not meet 100% of the qualifications listed above, we encourage you to apply. Nothing in this job posting should be construed as an offer or guarantee of employment.