Financial Analyst & Underwriter

Brown & Brown is seeking a Financial Analyst and Underwriter to join our growing team in Rocky Hill, CT! 

The Financial Analyst and Underwriter is at an advanced level of knowledge / difficulty and works with minimal supervisory direction but will report to a team leader. Work in this position consists primarily of routine and non-routine scenarios involving the need to determine the acceptability of risk factors on behalf of the carrier. Commonly negotiating coverage offered and pricing. 

How You Will Contribute: 

• Review new business details to ensure accuracy and identify opportunities for additional coverage or underwriting actions. 

• Recommend the acceptance or decline of marketing results based on evaluation of carrier proposals and customer information. 

• Create and maintain reporting packages, customer files, and routine correspondence with carriers and clients. 

• Suggest and implement process improvements to enhance operational efficiency and workflow. 

• Analyze and prepare financial reporting packages (e.g., post-renewal, mid-year, pre-renewal, renewal), including claims utilization, trend analysis, and financial projections. 

• Design and recommend alternative strategies, plan modeling, and cost-reduction opportunities tailored to client needs. 

• Act as the primary contact with insurance carriers for new business quotes and renewals, managing negotiations and preparing renewal options with executive summaries. 

• Collaborate with the Service Team to align client strategic objectives with proactive solutions and ensure timely delivery of deliverables. 

• Serve as a subject matter expert, maintaining an analytical skill set and providing guidance to team members. 

• Assist in team development by contributing to standards, processes, and training of junior team members; participate in sales presentations for target clients. 

Licenses and Certifications:  

• CT Life & Health Producer License 

Skills & Experience to Be Successful: 
 

• 2+ years functioning in Employee Benefits department at an agency or company level 

• Minimum 5-7 years of operational experience within the insurance and/or benefits industry with more than 5 years of consulting within the insurance and/or benefits industry 

• High School diploma Insurance Producer license in good standing (authorities in states needed to service the assigned book of business)  

• Bachelor's Degree (Preferred) 

• Proficient with MS Office Suite 

• Exceptional telephone demeanor 

• Ability to maintain a high level of confidentiality  

• This position requires routine or periodic travel which may require the team member to drive their own vehicle or a rental vehicle.  Acceptable results of a Motor Vehicle Record report at the time of hire and periodically thereafter, and maintenance of minimum acceptable insurance coverages are a requirement of this position.​

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